For consumers who don’t happen to have a law degree – i.e., most people – the language of contracts is typically a lot of mumbo jumbo mixed in with a sprinkling of “wherefores” and “whereases.” And all of it can be as confusing as it...
There’s no getting around it: you’ve got to have money to run a business. Because of that, how to get a business loan is foremost on many entrepreneurs' minds. It’s not unusual for small business owners to initially think of a bank as a logical...
J.D. Littlebiz owns a small business specializing in wedding supplies. From Valentine’s Day through the end of summer, he and his staff can barely keep up with demand. But when the wedding season slows, so does business. And that’s when Mr. Littlebiz finds himself in...
Short term loans are often the answer to the question, “What’s the best way to meet these expenses?!!” Notice the exclamation points? They’re there because it’s not unusual for that question to be asked by an anxious business owner in the midst of a stressful...
Imagine this: The holiday season is fast approaching and you need to hire extra help. Or the main oven in your restaurant’s kitchen suddenly stops working and if you want to stay open – and you do – you‘ll have to replace it fast. Or...
“When businesses get help, their success rate is 80%; when they don’t, their failure rate is 50% - 80%,” says Claudia Viek, CEO of the California Association for Micro Enterprise Opportunity. And it’s facts like that that underscore the importance of a business being able...
What if Hollywood made a movie about a business owner in need of immediate funds? In the opening scene, we see a business owner negotiating for some long-term financing or investment that will move the company forward. The deal is nearly finalized, just a few...