J.D. Littlebiz owns a small business specializing in wedding supplies. From Valentine’s Day through the end of summer, he and his staff can barely keep up with demand. But when the wedding season slows, so does business. And that’s when Mr. Littlebiz finds himself in...
Things were finally coming together. They had started the business on a shoestring with their personal savings. Orders were coming in regularly. They knew they would soon need to hire more people and move to a larger facility; one considerably bigger than their current two-car...
Brian and Jack met while working on the same team at a large company. In their spare time, they created a software-as-a-service product for the healthcare industry. They set up their headquarters in the corner of a friend's office space, but then the orders began...
There’s no denying that in the restaurant business, menus are important. Not only do they outline what's available for customers, but they set the atmosphere for your establishment: cheeseburger or filet mignon? Casual eatery or fine dining experience? In this article, we’ll attempt to do...
Short term loans are often the answer to the question, “What’s the best way to meet these expenses?!!” Notice the exclamation points? They’re there because it’s not unusual for that question to be asked by an anxious business owner in the midst of a stressful...
An available credit line is excellent insurance against the unexpected expenses every business is likely to encounter from time to time: A pipe bursts in the warehouse. A major client is late with a payment. A computer crashes. Stuff happens. But with an approved line...
Your business is humming along -- powered, in part, by the pricey equipment a lender financed for you a while back. It’s vital to your business and worth every penny you faithfully pay on that large loan every month. But the payment is a sizable...
They’re out there: consumers who really, really want the products or services your business has to offer. The only thing holding them back from making a purchase? Uncertainty about how to pay for it. There’s a good chance they’re among the 60% of the population...
Imagine this: The holiday season is fast approaching and you need to hire extra help. Or the main oven in your restaurant’s kitchen suddenly stops working and if you want to stay open – and you do – you‘ll have to replace it fast. Or...
“When businesses get help, their success rate is 80%; when they don’t, their failure rate is 50% - 80%,” says Claudia Viek, CEO of the California Association for Micro Enterprise Opportunity. And it’s facts like that that underscore the importance of a business being able...