23 Jun When is the Best Time to Get a Small Business Loan?
Do you want to know a situation small business loan providers run into often? It’s one we absolutely hate. Getting a call from somebody we can’t help. It’s not the time spent that is tragic. (Though, obviously, we’d rather spend time helping you get financing than the alternative…) The fact is, anyone with a soul hates having to tell someone they can’t provide a solution. Now, here’s the worst part…
20 Sep Business funding from banks? Maybe not.
In the world of banks today, small business owners often feel like the Rodney Dangerfields of loan applicants. They “get no respect,” to borrow that comedian’s old catch phrase. Since the Great Recession especially, banks have pretty much bowed out of funding small businesses. Too...
15 Sep Looking for business funding? Start here
Posted at 13:33h
in Blog, Funding Terms For Dummies, Line of Credit, Small Business Funding, Working Capital And Business Loans
There may come a time in the life of a business when an owner may need additional funding. A dentist realizes he needs to upgrade his computer system to comply with HIPAA regulations. The proprietor of a salon opens the door one morning to a...
04 Aug Making Your Credit Line Work for You
Posted at 14:01h
in Blog, Line of Credit, Small Business Funding, Working Capital And Business Loans
There are real advantages to having an available credit line for your small business. With an available line of credit, you have access to an approved sum anytime you need it. The money’s yours to use (or not) as things evolve. Unlike term loans, which...
18 Jul Applying for Working Capital, Made Easy
J.D. Littlebiz owns a small business specializing in wedding supplies. From Valentine’s Day through the end of summer, he and his staff can barely keep up with demand. But when the wedding season slows, so does business. And that’s when Mr. Littlebiz finds himself in...
08 Jul Your Restaurant Financing Checklist
There’s no denying that in the restaurant business, menus are important. Not only do they outline what's available for customers, but they set the atmosphere for your establishment: cheeseburger or filet mignon? Casual eatery or fine dining experience? In this article, we’ll attempt to do...
05 Jul When to Consider Short Term Loans
Posted at 13:43h
in Blog, Business, Short Term Loans, Small Business Funding, Working Capital And Business Loans
Short term loans are often the answer to the question, “What’s the best way to meet these expenses?!!” Notice the exclamation points? They’re there because it’s not unusual for that question to be asked by an anxious business owner in the midst of a stressful...
01 Jul Line of Credit: What You NEED to Know Before Applying
An available credit line is excellent insurance against the unexpected expenses every business is likely to encounter from time to time: A pipe bursts in the warehouse. A major client is late with a payment. A computer crashes. Stuff happens. But with an approved line...
22 Jun Short Term Loans Allow Businesses More Opportunities
Posted at 09:32h
in Blog, Business, Short Term Loans, Small Business Funding, Working Capital And Business Loans
Imagine this: The holiday season is fast approaching and you need to hire extra help. Or the main oven in your restaurant’s kitchen suddenly stops working and if you want to stay open – and you do – you‘ll have to replace it fast. Or...